Skip to main content
Quick Links

We put students first, seek growth, are open to change, do great work together and value differences.

Website Accessibility

2512 George Mason Drive • P.O. Box 6038 Virginia Beach, Virginia 23456-0038   757.263.1000 • 757.263.1240 TDD

Policies and Regulations

School Board of the City of Virginia Beach
Policy 3-48



A. Program

An adequate program of insurance shall be maintained for the purpose of protecting the school board and the property of the board.

The superintendent shall institute such a program with the advice of appropriate insurance advisors.

The board shall annually budget such funds as will be necessary to pay the premiums on such insurance.

B. Coverage

In general, coverage should extend to:

1. buildings and grounds

2. buses and other division owned vehicles

3. liability

4. surety bonds

5. workers' compensation

6. school board legal liability (errors and omissions)

7. boiler and machinery

8. computer equipment

C. Safety and Rate Review

Periodic surveys of school property and of personnel safety practices are to be made by the superintendent with the assistance, when desirable, of outside personnel.

A periodic analysis of rates is to be made by competent outside personnel and the recommendations resulting from such review are to be reported to the school board.

D.  Records

The superintendent shall maintain up-to-date records as requested by the insurance companies in order that the school board might be properly covered and as a protection against loss.

E. Purchase

The criteria for placement of insurance shall include:

1. adequacy of coverage,

2. cost,

3. quality, convenience and reliability of service.

Editor's Notes
For surety bonding see school board policy 3-47 preceding.
For employee coverage see also school board policy 4-37.

Legal Reference:

Code of Va., § 22.1-84. Insurance.

Code of Va., § 22.1-157. Loans to be liens on buildings; insurance.

Code of Va., § 22.1-188. Definitions.

Code of Va., § 22.1-189. Compliance with article prerequisite to receiving State school funds.

Code of Va., § 22.1-190. When insurance required and amount thereof.

Code of Va., § 22.1-191. When Superintendent of Public Instruction to obtain insurance.

Code of Va., § 22.1-192. Injury and damage covered by policy.

Code of Va., § 22.1-193. Sufficiency of proof in action on policy; guest doctrine not applicable.

Code of Va., § 22.1-194. Liability of locality or school board owning or operating vehicle.

Code of Va., § 22.1-195. Recovery where vehicle operated under contract.

Code of Va., § 22.1-196. Lapsed insurance.

Code of Va., § 22.1-197. Distribution of funds when Superintendent effects insurance.

Code of Va., § 22.1-198. Applicability of article not dependent upon approval of vehicles or allocability of State aid.

Code of Va., § 15.1-503.4:1. Declaration of policy, findings and purpose.

Code of Va., § 15.1-503.4:2. Definition.

Code of Va., § 15.1-503.4:3. Group self-insurance pools authorized.

Code of Va., § 11-45. Exceptions to requirement for competitive procurement.


Adopted by School Board:  February 16, 1993